FAQ

How much and when do partners get paid?

All payments will be processed 72 hours after the client signs our agreement. In compliance with the Federal Trade Commission's (FTC) Rule on Credit Repair Organizations (16 CFR Part 310), clients have the right to cancel a credit consulting agreement within 72 hours of signing. Once this cancellation window closes, we will release the commission to you. Our minimum commission is 12%, and for preferred payment methods (Zelle/Venmo), we offer a 20% commission.

Do you discuss funding with my clients?

No. We do not discuss funding of any kind with your clients - ever. Our role is strictly credit repair and consulting. We understand how important it is to maintain your relationship and trust with the client, so we stay in our lane. All conversations are focused solely on improving credit health. You remain in full control of the funding process from start to finish. However, if you request it, we can help structure a credit card stacking strategy behind the scenes. You’ll remain the face of the offer, pitch it directly to the client, and receive an agreed-upon fee for the referral or placement. This ensures you maintain full control of the funding relationship while leveraging our expertise when needed.

When Will The Client See Results?

Initial results in as little as 28 days. A full credit repair cycle typically takes 60 to 120 days, depending on their specific credit profile

What Can Be Removed From A Credit Score?

We can address nearly every type of derogatory and non-derogatory item on your credit report, including late payments, collection accounts, charge-offs, repossessions, short sales, foreclosures, bankruptcies, tax liens, and judgments..

How Much Can The Client’s Score Increase??

Examples Of The Impact of Derogatory Item Removals on Your Credit Score

Removing negative items from your client’s credit report can significantly boost their score. While results vary based on their overall credit profile, here’s a general range of potential point increases per item removed:

  • Collection Account: +40 to +100 points

  • Charge-Off Account: +40 to +100 points

  • Bankruptcy: +80 to +150 points

  • Judgment: +80 to +150 points

  • Late Payment: +25 to +50 points

Actual score increases depend on multiple factors, including the age of the item, credit mix, and current credit utilization.

How Do I justify The Cost to the Client?

Our product may seem more expensive upfront, but it includes everything you need - no hidden fees or upsells. Many competitors advertise a low intro price, then charge extra for essential features. With us, what you see is what you get: one all-in, transparent price. More importantly, the investment pays off: higher credit scores can lead to lower interest rates, better loan terms, higher approval odds, access to traditional financing, improved insurance premiums, and even reduced security deposits. We focus on long-term, sustainable credit health that empowers clients to achieve real financial freedom.

Is My Client’s Info Safe?

All information provided to us is treated with the highest level of confidentiality. We do not share, sell, transfer, or disclose their personal information to any unaffiliated companies or third parties. Trust is our priority, and we are committed to protecting their privacy every step of the way

How Are Payments Accepted?

We accept the following payment methods: Debit card, Credit Card, Zelle, and Venmo.